* { padding: 0; margin: 0; }

body {
 font-family: Arial, Helvetica, sans-serif;
 font-size: 13px;
 background-image:url(images/bg-banner.jpg);
 background-position: 0px 134px;
 background-repeat:no-repeat;
}
#wrapper { 
 margin: 0 auto;
 width: 784px;  /*normally 740px*/
}
#header {
 color: #333;
 width: 724px;  /*normally 724*/
 padding-top:51px;
}

img {
	display:block;
}

#navigation {
 width: 714px;
 color: #333;
 padding: 5px;
 margin: 0px 0px 20px 0px;
 background:#7FC1DE;
}
#navigation p {
	font-size:10px;
	color:#FFF;
}

#navigation a {
	color:#FFF;
	text-decoration:none;
}

#navigation a:visited {
	color:#FFF;
}

#navigation a:hover {
	text-decoration:underline;
}
#leftcolumn { 
 color: #333;
 margin: 0px 20px 5px 5px;
 text-align:justify;
 width: 455px;
 float: left;
}
#leftcolumn p {
 font-size: 12px;
 color:#333;
}
#leftcolumn h1 {
 font-size: 18px;
 color: #0083be;
 font-family:Arial, Helvetica, sans-serif;
}

#rightcolumn { 
 float: right;
 font-size:12px;
 color: #333;
 margin: 0px 35px 5px 0px;
 width: 195px;
 display: inline;
}
#rightcolumn p {
	font-size:12px;
}
#rightcolumn h1 {
	color:#FFF;
	background-color:#737376;
	font-size:16px;
	padding: 3px 15px;
	font-weight:normal;
}
#rightcolumn a {
	color:#0083be;
	text-decoration:none;
}
#rightcolumn a:visited {
	color:#0083be;
}
#rightcolumn a:hover {
	color:#000;
	text-decoration:none ;
}
#footer { 
 width: 704px;
 clear: both;
 color: #333;
 margin: 0px 0px 10px 0px;
 padding: 10px;
 text-align:center;
}

#footer p {
	margin: 0; /* zeroing the margins of the first element in the footer will avoid the possibility of margin collapse - a space between divs */
	/*padding: 10px 0;*/ /* padding on this element will create space, just as the the margin would have, without the margin collapse issue */
	font-size: 10px;
}
#footer a {
	color:#0083be;
	text-decoration:none;
}
#footer a:visited {
	color:#0083be;
}
#footer a:hover {
	color:#000;
	text-decoration:none ;
}